Keep learning from me. My cdv class  week five is very interesting i have more evidence of some topics, which are team building , communication public speaking i learn many thing in my cdv class if you take cdv course it will help you how to save your money,plan your family and so many thing in life.

Well first of all am will like to talk about team building :is a process aimed at developing cooperation and team work with in a team member must share a common goal since each member of a team plays and integral .There also four stages of group growth .

Building a strong team that can achieve its objectives can be accomplished by incorporating certain characteristics that encourage success.After a leader is selected,team members are informed of the objective and when goals are expected in team -building activities to establish trust and camaraderie among teammates.

  • Interaction Among Teammates :Another characteristic of successful group team building is to encourage team members to take ideals and suggestions from other members into consideration.Individuals trust and support their fellow teammates and involve them in decision-making.Individuals are also tolerant of differences among other team members and try out new they suggest.
  • LINES OF COMMUNICATION:Team building requires a mechanism for communication between the team leader and team members and among members.Consistent communication in the from of news letters ,status reports,emails and meetings ensure that team members are up to speed on what has been accomplished and what still needs to be done.
  • DEFINITIVE DECISION- MAKING PROCESS:A successful group follows a procedure to make  decisions and  solve problems.This avoids the pitfall of extended and unproductive discussions that can result in frustration and inaction. A definitive procedure removes the burden of decision making  from one team member with strong opinions.The clearly stated procedure may be ensure that all members of the group have a hand in decisions. This procedure may be direct team members to reach consensus or decide by majority  vote.


Two  ways process of reaching mutual understanding, in which participants not only exchange encode information, news, ideals,and feelings but also create and share meaning .In general communication  is a mean s of connecting people or place .

Three types of public speaking.

Contact-making:those first impressions matter. Every interview ,audition or sales pitch, every stand at trade show or networking event is that first contact that could make all the difference.your public speaking  and self -presentation skills will influence the lasting impression you give, as they will be making their mind up about you within seconds.

Social speaking:- being able to stand up and make a confident speech to colleagues, family or friends, whether impromptu or rehearsed ,will enhance your social, business and professional image.

The high-stakes message:delivering the keynote speech at a business conference or making a successful training  presentation, giving a memorable performance or an inspirational and entertaining after -dinner speech all require polished and confident speaking skills

Three main speaking styles.

Cool presenter;is very cool nature individual.

Hot presenter ; he is very hot he read for any questions.

Dull presenter;he does not know what said he is just their.

Tips for using visual aids.

  • Avoid chalk boards
  • Prepare visuals in advances
  • Prepare them large enough
  • Avoid passing aid among audience
  • Follow me guys this is my financial literacy course


week ll


Chimamada Achichie tell the story of how she found her authenetic cultural voice and warms that if we hear only a story about the person or country we risk a critical misuderstanding—— TED-ED VIDEO— I wrote exactly  the  kind of stories was reading ; All my charaters were white and blue – eyed….

The Danger of a single story i thought the part in the video where she was taking about how her professor—- summary who ; 80 + 10th grade english students both surevery and honors students.


Summary and reviews of the boy who harnessed the wind by William kamkwamba, plus links to a book excerpt from the boy  who Harnessed  the wind .

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One of the biggest obstacles we face in the fight against poverty is that all too often, we don’t know what works and what don’t because we don’t collect good data.

Esther Duflo explain,applied a similar how, by using system of randomized controlled trials, we can  take the “guess-work out of aid .To make this real, she ask three  simple question and offers three simple solutions; how to immunize children, how to stop malaria and how to get children into school? In my own word , the most effective  way of saving children lives yet millions of children still die  every year due to preventable illnesses .So what measures could we take to encourage mothers to immunize their kid, to make immunization a priority.

The finally question Esther Duflo looks at the best way to get way to take children in to school, a question aid agencies have always grappled with.After conducting another randomized controlled trail the evidence showed that if you educate people  about the benefits of going to school, the number of a year of a child goes to school increases to an astounding 40 years for every 100 of aid spent.in traditional ways such as providing food,school uniforms.in the video i found that in a area where intestinal worms,deworming  the children got you many years of education.At the end of the video Ester has approach development  project in logical ways and how to solve problem of poverty and how to be come ends in the word.

For evidence watch the video in TED TALK .,……..images (66) images (25)images (25)images (89) 52369_1526423277734_1149216262_31185819_7082051_o

week four

Poverty and Risk:A review of poor economics. A radical thinking of they to fight global poverty, by Abihijit v.Banerjee and Ester. How,if at all can risk analysis help us to better understand and address the interlinked challenge of global poverty the self-perpetuating feedback loops, or vicious cycles,of low income,education,and proclivity, poor nutrition and young children and especially for infants and young children and especially for girls in many countries.Woefully inadequate medical care and disease prevention,denied opportunities costly access and credit, insurance, and saving account, low rates of individual and societal saving and investment,inefficient and corrupt institutions, and slow or negative economic growth? These problems are notoriously recalcitrant.They appear at first to be largely the consequences of political and economic conditions that have little to do with the usual risk analysis concerns of risk perception, assessment, management, and communication, Yet if well researched claims in a recent book  on the economic of poverty poor economics; A Radical rethinking of the way to fight Global poverty ,by respected economics Benejee and Duflo are contest then these traditional risk analysis discipline may be crucial in figuring out how to replace vicious cycles with virtuoso ones, helping to shift people and countries grappled in cycles of poverty onto a path toward greater and more predictable growth in property, health, education, nutrition for children and financial well-being.


Severely malnourished Rwandan refugee children wait March 28 for food within a makeshift camp some 2..images (92)images (97)download (2)                                                                  Poverty ; There are sever definition of poverty depending on the context of the situation it is placed in and the person giving the definition .A state or community lacks the financial resources and essentials to enjoy a minimum standard  of life .poverty is the state for the majority of the world’s people and nation.Why is this? Is it enough to blame poor people for their own predicament? Have they been lazy, made poor decisions, and been solely responsible for their plight ? what about their government?Have they pursued policies that actually harms successful development? Such causes of poverty and inequality are no doubt real. But deeper and more global causes of poverty are  often less discussed.

Behind the increasing interconnectedness promised by globalization are global decisions policies and practices. These are typically influenced, driven, or formulated by the rich and multinational corporation, institutions, and influential people.

In the face of such enormous external influence, the governments of poor nations and their people are often powerless.As a result, in the global context, a few get wealthy while the majority struggle

Major cause of poverty.

Cutbacks in health, education and other vital social services around the world have resulted from structural adjustment policies prescribed by the international monetary fund and world banks as conditions for loans and payment.In addition developing nation governments are required to open their economies to compete with each others and with more powerful and established industrialized nations. To attract investment ,poor countries enter a spiraling race to the bottom to see who can provide lower standards, reduced wages and cheaper resources .This has increased poverty and inequality for most people. It also forms a backbone to what we today call globalization. As a result, it maintain the historic unequal of trade.

Around the world, in rich or poor nations, poverty has always been present.

In most nations today,inequality-the gap between the rich and the poor -is quite high and often widening.The cause are numerous, including a lack of individual responsibility, bad government policy, exploitation by people and business with power and influence, or some combination of these and other factors.Many feel that high level of inequality will affect social cohesion  and  lead to problems such as increasing crime and violence. Inequality is often a measure of relative poverty , however, is also a concern. World bank figures for world poverty reveals a higher number of people live on or below poverty than previously thought.Furthermore, almost half the world-over three billion people -live on less than $2.50 a day and at least 80% of humanity lives on less than $10 a day:

week ll

Chimamada Achichie tell the story of how she found her authentic cultural voice and warms that if we hear only a story about the person or country we risk a critical misunderstanding—— TED-ED VIDEO— I wrote exactly  the  kind of stories was reading ; All my charters were white and blue – eyed….

The speaker, Chimamanda Ngozi Adichie,beings by telling us a story about what she would write about as a child .She would write stories that were similar to the foreign stories she would read which contained white skinned children with blue eyes ,nothing like her.Until she found African stories is when she realized that people like her could be in stories.If we hear or read stories about a part of the world we tend to perceive that of the world as the stories describe those places. Those stories we receive make us feel certain emotions like pity , towards the people that live in those place. Adichie  gives an experience of her own about a single story when she heard the debates about immigration in the United States. Immigrations in American became equal to Mexicans,that were sneaking across the border. When she visited Guadajara she was a bit to say,”Show people as one thing and one things only over and over  again and that is what they also robs people of dignity and emphasizes how different people are. By engaging with all the stories of a person, place ,or issue , the trap of a single story can avoided.Adichie could have looked at the Mexican and U.S side of the immigration issue so she would have balanced the stories and not fallen into the single story trap .I agree that the single story makes the differences in people stand out and the single story is an incomplete description .


Summary and reviews of the boy who harnessed the wind by William kamkwamba, plus links to a book excerpt from the boy  who Harnessed  the wind .He came from a poor family.At the age of 14 he staring planing for his family he build up his family at the age of 22, he is a small family when he was sent back home for school his father has no money, at that time his star how to sough ways to improve the live hoods of the residents of kasungu district.